Shadow report

See what a buyer's agent would do with your real invoices and cash, with no wallet and no money moving.

Shadow report: computation on your data. No funds moved.

Everything below is computed in your browser. Nothing is uploaded or stored. Counterparty names stay on this page and are never sent to a model.

Your numbers

As of

The report treats this as today.

Cash you hold (USDC)

Cash you always keep (USDC)

The liquidity floor. Empty means none.

Return you need to pay early (% a year)

0 if the cash sits idle. About what it would otherwise earn.

Count my unpaid invoices as payments that fall due (recommended; it is how your agent protects your cash)

Your invoices (CSV)

Columns: counterparty, amount (USDC), due_date (YYYY-MM-DD), approved_date (empty if not approved yet), and optionally offer_rate_pct. At most 20 invoices. If a row has no offer rate, the report assumes your hurdle.

Your upcoming payments (CSV, optional)

Payroll, rent, bills: columns label, amount, due_date. They are cash your agent must keep.